I’ve been thinking a lot lately about money. About financing, saving, where I need to spend my money. I use to be so good, like when I got my first job. I used the “envelope method” with microsoft money and anytime I got a paycheck or cash, I’d record it. I was diligent about it. Now you give me a wad of cash, and it disappears.
I’ve caught myself looking at a lot of stuff and wishing I could have it. Wishing I could afford it. “One day, when I’m rich…” I’ll think. “I’ll be able to buy this.”
One day…one day…one day…
I realized today that this sort of thinking will get me no where. First off, there’s no guarantee that will happen. Secondly, who’s to say I can’t afford it now?
I won’t go into a long, drawn-out blog post about my financial plan, but I will say I’ve got to get more control on my money situation, and I’m taking steps to make sure that it happens. And I think this is a problem for a lot of people. Wishful thinking is nice, but it gets you nowhere. If you’re in the same boat I am, don’t wait for the future. Take action today.
And that’s…my two cents. :P